At Functional Finance, we help our clients achieve their financial goals by guiding them through sustainable, long-term decisions.
ABOUT US
At Functional Finance, we pride ourselves on being a boutique, independent broker.
We tailor financial products and packages that work for your budget and empower you to achieve your financial goals - without being limited to the products of just one lender.
Headquartered on Collins St, Melbourne, we operate all over Australia.

WHY CHOOSE US?
Exceptional service
From the beginning, our business has been built on recommendations and referrals.
That means you can be confident that every decision is made to benefit your financial position in the short, medium and long term.
Your success is our success.
Industry experience
Our highly experienced team of brokers are dedicated to making sure you feel informed and confident through every step of the application process.
Together, we’ll build a clear vision of what needs to happen in order to achieve your financial goals.
Sustainable advice
We prioritise decisions which will ensure the best financial outcomes for every client.
You’ll walk away knowing that we genuinely care about your financial wellbeing; regardless of whether you’re a first home buyer, you’re refinancing, or you’re adding another property to your portfolio.
WHAT WE DO
First home buyers
New purchases
Investment properties
Refinancing
Bridging finance
Asset finance
Commercial finance
Construction loans
Estimate how much you can borrow, and gain insights into how lenders will view your loan application.
